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Financing Residential Solar Power

Financing Residential Solar Power

Although competition is driving prices down, solar panel systems can require you departing with a chunk of change. Fortunately, the mortgage industry wants to talk to you.

Financing Residential Solar Power

If you are considering improving your home with a solar panel system or the hot new thin solar roofing systems, you need to learn three little letters – E…E…M. EEM stands for energy efficient mortgage. It also stands for avoiding out of pocket costs to improve your home with a solar.

Energy efficient mortgages came to be because of a nudge from the government to lenders in an effort to promote the use of solar energy as a power source. Put another way, the government told lenders to do it and do it now. So, what exactly is an energy efficient mortgage? Glad you asked.

An energy efficient mortgage is a loan that allows you to incorporate the cost of your solar improvements into your mortgage loan. The improvements can cost up to 15 percent of the total value of your home. The lender will calculate the energy savings for you home because of the new solar system and will add that to the total loan value, letting you borrow more than normal. Put another way, it doesn’t matter how much equity you currently have in your home, the solar financing is added on top of the loan. This, of course, lets you get a solar system without much out of pocket expense and you get to recover a good chunk of the cost through an increased mortgage interest deduction. Throw in tax credits, rebates and net metering incentives, and solar is getting mighty cheap if you know how to work the system.

Energy efficient mortgages have very few restrictions. You can get them for new construction or existing homes. The can be issued for single family residents, duplexes, condos and so on.

Frankly, it is a no brainer to go with an energy efficiency mortgage. Ask your lender for more information on the program so you can find out how to profit from a solar improvement to your home.

What to Expect from Solar Power for Homes

What to Expect from Solar Power for Homes

Years ago, solar power was used mostly for magnifying glasses and calculators. Now, it is already possible to use solar power for homes. The energy of the sun is widely available and scientists are improving solar power systems year after year. Electricity is a necessity and life will be quite hard without it. However, the fossil fuels are depleting and electricity is expensive. The use of fossil fuels also causes damage to the Earth, thereby causing global warming and other environmental problems.

Solar power for homes is a renewable and much better energy source. Many homeowners are going green these days because they want to save money and the environment. Despite the encouragement of the government and other organizations, only 1% of the total homeowners use solar power. If you’re in the US, why don’t you visit California? You can find many solar powered homes in California.

The energy of the sun can be used in different ways to create electricity. A very good example is the use of solar generators. The generator is powered with the use of mirrors that focus and reflect sunlight. When heat is created, the generator will be powered. Photovoltaic cells are also quite popular and these are available in solar panel DIY kits. The panels are usually mounted on rooftops. When sunlight hits the photovoltaic cells, electrical charge is created which in turn power homes and offices. You can purchase the kits from online stores or even in your local area. Just shop around for the best and highly effective panel kits; these kits already include guided instructions so that you can develop a homemade solar panel.

Ordinary homeowners still find solar power too expensive and that’s the main reason why many people still opt for conventional electricity. With the modern technology of today, scientists and researchers are looking for cost effective ways to offer solar power to the public. Did you know that you can also store the energy that comes from sunlight? This is true and so you can still use solar power even when there’s no sunlight. So whether it’s nighttime or it’s raining, you can use renewable and clean energy.

Solar cookers, thermal systems, and many others are excellent alternatives but you need to know how to use them effectively. The very first step that you need to take is to determine your monthly electrical consumption. You can do this by checking your electricity bills and get the average monthly usage. You also need to consider the weather or climate in your area. After determining your electric consumption, you can now decide on the appropriate inverter. A bigger inverter can accommodate expansion in the future. For people with limited resources or budget, you can start with the simplest projects like outdoor lights and garden features. Even if you use smaller solar panels, you can still cut down your electrical bills by 50%-80%.

Try to have realistic expectations when using solar power. You can’t give up conventional electricity completely but if you can use it together with solar power, you can save a lot of money in the long run. Make this one-time investment and enjoy lasting benefits in the coming months and years. Solar power for homes is an excellent investment and you too can enjoy a greener and clean lifestyle.

Solar Power in the US

Solar Power in the US

Sunlight contains energy and if you can capture it using a special gadget, you can turn it into electricity. For many years, solar power was always overlooked. But now that the world is becoming warmer, the sources of fossil fuels are depleting, and the cost of electricity is continuously rising, many people now realize the importance of solar power.

With solar power, you will no longer have to worry about electricity once you’ve installed the solar power system. Aside from that, you will get clean and renewable energy. When you install a solar power system, you’re able to hit two birds with one stone – you’re able to save the earth and you can save a lot of money in the coming years. The system can last for about twenty years and that’s like a lifetime already. With proper care and maintenance, the system might reach thirty years of service.

In the US, solar power is gaining popularity. Years ago, it would have been impossible to use solar power in homes because it was too expensive. But thanks to modern technology, many homeowners in the US as well as businesses now make use of solar energy. Power bills can surely be reduced thereby saving the environment and the pockets of homeowners or businesspersons.

Some places in the US enjoy a lot of sunlight particularly Los Angeles California. There are so many solar power systems available today and solar panels are just one of them. Despite the many benefits of solar power, have you ever wondered why very few people use it? At this point, experts claim that solar power is still inefficient. To generate more electricity, then larger solar panels are needed which are quite bulky. Just imagine putting a large and ugly panel on your rooftop which can destroy your home’s overall beauty? Ready made solar panels are quite costly that ranges from $35,000 – $250,000 depending on the size.

Scientists are still conducting researches and at present, solar power is said to be more efficient now unlike many years ago. Drastic changes were made thereby improving the solar panel’s price and appearance. With the invention of the photovoltaic cells, solar power was greatly improved. The cells will be placed on steel substrate to capture sunlight and the energy will be stored within the battery. The photovoltaic panels contain n layers of cells thereby increasing its efficiency. These new panels make use of the ‘amorphous silicon thin alloy technology’. Through this technology, the cells are not bulky anymore and highly efficient. With stylish photovoltaic panels, your house or office will still look pleasant eve with the panel on top.

Aside from the cell, photovoltaic shingles were also invented. Basically, the shingles modified solar panels. If you don’t want to use bulky solar panels, this is an excellent choice because of its aesthetic and convenient design. The photovoltaic shingles look like ordinary shingles and are colored black.

The photovoltaic cells and shingles have definitely enhanced the solar power technology. Who knows? Perhaps in the future, experts and scientists can now develop smaller cells, panels, etc. Check out LA and see the solar powered homes there. You can now start calculating your home’s electrical requirements so that you can determine the right size of the power system. Start with a small project and work your way up but if you can afford to pay for ready-made ones, go ahead.

Dealing With Taxes If You Live and Work Outside The United States

Dealing With Taxes If You Live and Work Outside The United States

When solar cells first came on the scene in the 1950s, they were simple. Now, there are a wide variety of cells and more are coming as technology improves.

An Overview of Solar Cells Through The Years

Solar cells are the basic component of any active system used to convert sunlight into a form of energy. Traditionally, solar cells were used as the key part of panel systems that generated electricity or heat for homes. These days, the technology is used in a wide variety of applications, which means the style of solar cells vary per application.

A traditional solar cell consisted of some very basic pieces. The cell was typically a flat square made up of a glass or plastic panel attached over a crystallized silicone substance. The silicone was imbedded with metal wires. The process worked by having the sun strike the silicone, which kicked off neutrons. The neutrons produced a small electrical current that was collected by the wires. The electricity was in the form of direct current, which had to be converted to usable AC electricity with an inverter. The electricity was then stored in batteries or fed into the grid of the local utility company.

The problem with the first solar cells involved efficiency. To be frank, there was not much. Initial cells converted sunlight at a rate of one to six percent. More energy was lost in the conversion from direct current to AC. It worked, but was so inefficient that huge collections of solar cells were required to make enough energy.

As technology improved, the components of solar cells became more efficient. A silicone base was still used, but modified to convert more spectrums of the sunlight. As efficiency rose, the cost of using solar cells dropped because less where needed to form a panel. Still, efficiency was in relatively low, making the systems cheaper but not really cost effective compared to buying power from a utility.

These days, referring to solar cells is somewhat misleading. Much of the new technology is abandoning the traditional concept of cells. Instead, companies are thinking out of the box and coming up with entirely new platforms. Options include nanotechnology whereby quantum dots are developed to covert the sun to energy. When fully developed, the dots will be part of the paint you use on your house. Technically, you can call the dots cells, but they are not in the traditional understanding of the term. Other options include the use of Germanium as an alternative to silicone, but this hasn’t been fleshed out as of yet. Thin solar cell technology is also popular, but involves the basic pieces of a traditional system.

Solar cells used to be fairly uniform with silicone, glass cells being the standard. The future of these solar cells is dubious, however, as companies seek out dramatic leaps in solar technology. In 30 years, we will look back at traditional cells like we now look back at the horse and buggy means of transportation.

An Overview of Solar Cells Through The Years

An Overview of Solar Cells Through The Years

When solar cells first came on the scene in the 1950s, they were simple. Now, there are a wide variety of cells and more are coming as technology improves.

An Overview of Solar Cells Through The Years

Solar cells are the basic component of any active system used to convert sunlight into a form of energy. Traditionally, solar cells were used as the key part of panel systems that generated electricity or heat for homes. These days, the technology is used in a wide variety of applications, which means the style of solar cells vary per application.

A traditional solar cell consisted of some very basic pieces. The cell was typically a flat square made up of a glass or plastic panel attached over a crystallized silicone substance. The silicone was imbedded with metal wires. The process worked by having the sun strike the silicone, which kicked off neutrons. The neutrons produced a small electrical current that was collected by the wires. The electricity was in the form of direct current, which had to be converted to usable AC electricity with an inverter. The electricity was then stored in batteries or fed into the grid of the local utility company.

The problem with the first solar cells involved efficiency. To be frank, there was not much. Initial cells converted sunlight at a rate of one to six percent. More energy was lost in the conversion from direct current to AC. It worked, but was so inefficient that huge collections of solar cells were required to make enough energy.

As technology improved, the components of solar cells became more efficient. A silicone base was still used, but modified to convert more spectrums of the sunlight. As efficiency rose, the cost of using solar cells dropped because less where needed to form a panel. Still, efficiency was in relatively low, making the systems cheaper but not really cost effective compared to buying power from a utility.

These days, referring to solar cells is somewhat misleading. Much of the new technology is abandoning the traditional concept of cells. Instead, companies are thinking out of the box and coming up with entirely new platforms. Options include nanotechnology whereby quantum dots are developed to covert the sun to energy. When fully developed, the dots will be part of the paint you use on your house. Technically, you can call the dots cells, but they are not in the traditional understanding of the term. Other options include the use of Germanium as an alternative to silicone, but this hasn’t been fleshed out as of yet. Thin solar cell technology is also popular, but involves the basic pieces of a traditional system.

Solar cells used to be fairly uniform with silicone, glass cells being the standard. The future of these solar cells is dubious, however, as companies seek out dramatic leaps in solar technology. In 30 years, we will look back at traditional cells like we now look back at the horse and buggy means of transportation.

Sprucing Up Your Garden With Solar

Sprucing Up Your Garden With Solar

Fountains are a popular addition to most landscaped yards. Solar fountains give you the benefit of traditional fountains without running up your electrical bill every month.

Sprucing Up Your Garden With Solar

Mention solar power and people get an image of large, bulky solar panels on the roof of a home. This stereotypical view is really incorrect as large panel systems are now going the way of the dodo bird. Current solar technology is all about small size and unique applications. Heck, they even make them for kayaks now.

Solar fountains may sound like a fairly complex landscape addition. They really aren’t. Solar technology has advanced to the point where most landscaping items are now best run on solar technology. This includes solar lighting used for paths, overhead lighting, bird deterrents and general ambience.

At their root, solar fountains are incredibly simple pieces of machinery. The solar aspect of the piece is simple the power generation for the pump. Practically all solar fountains look the same as regular fountains. The energy source is simply a small panel system either connected directly to the fountain or placed in a location that gets plenty of sun. The type of system is dependent upon the amount of flow you want to move with the pump.

Solar fountains range from incredibly simple to complex applications. You can buy floating solar pads that you simply put in a pool. The panels look like black pads and power a small pump that sucks content out of the pool. More sophisticated solar fountains include entirely contained systems as well as systems that move massive amounts of the pool from low points on your property to higher areas where gravity takes over. There really is something for everyone in this area.

Much like solar lighting, solar fountains are a cost saving addition to your landscaping and provide soothing ambience. Plenty of quality models exist, so give them a look.

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